Free Resources to Help Your Business Survive and Grow

K2’s Guides are highlighted in red and intended for Directors and Shareholders with the remaining resources having a broader appeal as they are based on published articles.

All our resources are FREE and can be viewed online by clicking on the title. You can also download a PDF version but will need a password so please request this either by email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it , or by text to 07973 630646, or by phone to 0844 80 40 540 or by Twitter as a Direct Tweet to ‘d tonygroom’.

Directors, Shareholders & Partners
Trading while insolvent, personal liabilities, personal guarantees

• K2 Guide to Director Duties and Responsibilities #901

• Directors Could be Storing Up Trouble for Later by Sacrificing Pay and Drawings Now #016

• An Outline of Shareholder and Director Liabilities When a Business is in Difficulty #017

• How to Protect Personal Guarantees when a Company is Insolvent #057

HM Revenue & Customs (HMRC)
VAT & PAYE arrears, HMRC recovery & enforcement & Time to Pay

• A Winding Up Petition Due to HMRC Arrears Need Not be the End #001

• Dealing with VAT Arrears and PAYE Arrears #002

• Manage Tax Payments with a Time To Pay Arrangement #004

• HMRC’s Assessment Criteria for a Time to Pay Arrangement for Revenue Arrears #025

• The Questions HM Revenue and Customs Asks to Assess a request for Time to Pay #026

• HMRC Taking a Tougher Line on Debt Recovery #036

• HMRC Insolvency and Enforcement workload #054

Winding Up Petitions, Litigation & Debt Recovery
High Court, County Court, Sheriffs & Bailiffs 

• K2 Guide to Dealing with Winding Up Petitions #902

• Winding Up Petitions (WUP) and How to Deal With Them #023

• A Significant Increase in Winding Up Petitions #047

Insolvent Company & Business Rescue
Voluntary arrangements (CVAs, PVAs & IVAs), phoenix businesses & payment plans

• K2 Guide to CVAs #904
• Employing Restructuring Advisers to Help Save Your Company #003

• Company Voluntary Arrangements Offer Scope for Saving Insolvent Companies #007

• Company Voluntary Arrangements (CVAs) and When to Use Them #022

• Pre-Pack Administration #024

• HM Revenue and Customs is Increasingly Rejecting CVA Proposals #032

Insolvent Company & Business Close Down
Creditors voluntary liquidation, compulsory liquidation, administration

• Insolvent Liquidation - When and How it is Used #020

• Creditors Voluntary Liquidation (CVL) #021

Business Turnaround
Financial restructuring, operational reorganization & fundamental change

• A Business in Difficulty Can Terminate its Property Leases and be Fair to Landlords #008

• Business Turnaround Process Involves Completing Three Phases #011

• Survival Sometimes Needs Fundamental Change #012

• Save Your Company by Terminating Onerous Contracts to Cut Costs #018

• Business Survival Depends on Stakeholder Co-operation and Collaboration #030

• Saving Insolvent Companies Needs both a Restructuring and Business Plan #058

Cash management
Cash control, debt collection & credit control

• Cash is King When a Business is Facing Financial Pressure #010

• The Focus Must be on Cash Management When Times Are Tough #029

• Companies are Failing to Manage Debt Collection and Credit Terms #055

Finance, funding, investment & working capital
Zombies, Banks, Factoring, Invoice Discounting & Asset Finance

• A Frozen Bank Account Need Not be the End of a Business #014

• Dealing with the Bank When Considering a Company Voluntary Arrangement #019

• Factoring and Invoice Discounting - Be Wary of Hidden Fees #038

• Break Free from Servicing Debt and Invest in Growth #045

• Do Small Businesses Understand Working Capital and Liquidity #046

• It is Obvious why Bank Fees are High and Business Lending is so Difficult #051

• Latest Insolvency Stats suggest Zombie companies are still Hanging On #061

• Businesses Should Pay Down Debt and Avoid Offers That Seem Too Good to be True #064

Turnaround strategies, marketing & forecasting
Action plans, Business plans, development & marketing

• Is Your Business Structure Holding Back Your Success #013

• Turnaround Forecasting is About Reality, Not Hope #015

• Successful Retail Business Models Can Overcome a Depressed Market #059

• Build a Flexible Business Model to Ensure Perpetual Survival #072

• Build a Flexible Marketing Model to Ensure Perpetual Growth #073

People management
Redundancy, HR & Trade Unions

• Redundancy Costs Due to Staff Reduction Can Leave a Company Insolvent #006

• Working With Trades Unions to Promote Consensual Turnarounds #009

• Employee Equity can Improve the Chances of a Successful Restructuring #034

Warning Signs
Business Review, Bank Lending Reviews

• K2 Guide - Insolvency Tests - Second Edition #903

• Many Companies for Sale turn out to be Insolvent #056

General articles

• Are Government Insolvency Statistics Concealing the Number of Insolvent Companies #005

• Franchising Can Be Great if You do the Research and Check the Small Print #049

• Construction in Crisis – Time for a Reconstruction #065

• The Roller-Coaster that is Magazine Publishing #067

• Times are Tough for Commercial Landlords #069

• Norman Tebbitt said “Get on Your Bikes”, we Say “Get on a Plane” #071